Insurance Product
Your health is your most valuable asset, but healthcare costs can quickly add up—especially when unforeseen medical events occur. Supplemental Health Insurance provides that extra layer of protection when your primary health plan isn’t enough.
At Sova Insurance, we help individuals and families find affordable, customized supplemental health plans that fill the gaps left by your existing coverage. Whether you’re looking to cover high deductibles, prescription costs, or specific treatments not covered under your primary plan, we’ve got you covered.
Supplemental Health Plans Tailored to Your Needs
Enhance your primary health insurance with supplemental plans that help cover out-of-pocket costs, providing extra financial support and peace of mind when you need it most.
Coverage Options
Smart, Affordable Protection for Your Health and Future
Get cost-effective coverage designed to support your health needs and protect your financial future, giving you confidence and peace of mind every step of the way.
Affordable Plans
Protection at a lower cost than increasing primary health coverage.
Customized Coverage
Flexible options to fit your health needs, lifestyle, and budget.
Expanded Care Access
Helps cover services not typically included in standard health plans.
Financial Protection
Reduces out-of-pocket costs and protects your savings during unexpected health events.
The future is unpredictable—but with the right supplemental health insurance, you can be prepared for whatever comes next.
Smart coverage. Florida-ready protection.
Smart coverage.
Florida-ready protection.
Average Monthly Premium : $50-$150
The cost of Supplemental Health Insurance varies based on factors such as your health, age, existing medical conditions, and the level of coverage you choose.
On average, Supplemental Health Insurance premiums range from $30 to $100 per month. for basic coverage. Adding benefits like critical illness, accident insurance, or dental and vision coverage may increase your premium but offers more comprehensive protection for your healthcare needs.
We compare plans from top insurance providers to help you find the best coverage at the most affordable price!
How to Choose the Right Supplemental Health Insurance
Find the best supplemental health coverage by identifying coverage gaps, comparing plan options, and selecting protection that helps manage out-of-pocket medical costs.
01
Assess Healthcare Needs
Consider coverage for accidents, critical illness, or prescriptions based on your health and lifestyle.
02
Compare Providers
Review plans from multiple insurers to find the best fit and pricing.
03
Bundle for Savings
Combine supplemental plans like dental or vision for extra savings.
04
Work With an Expert
A trusted agent helps you choose the right plan and simplifies the process.
Get Coverage with SOVA Insurance
- Based in Florida, specializing in contractors and small businesses
- Independent agency—we compare multiple carriers for the best rates
- We speak English, Russian, and Ukrainian to make insurance easy to understand
- Personalized service—you’ll work directly with a licensed agent who guides you through every step
