Insurance for House Cleaners in Florida starting at $20/month
Running a house cleaning or maid service comes with unique risks. From accidental property damage to employee injuries, even a small mistake can become a big financial setback. That’s why insurance for house cleaners is essential—not only to protect your business but also to build trust with your clients.
At SOVA Insurance, we specialize in helping small business owners and contractors find affordable, reliable coverage tailored to their needs.
Affordable Insurance Coverage for your Housekeeping Business
Types of Insurance for Florida House Cleaners and Maids
✅ Accidental Property Damage – Spilling cleaning solutions on furniture or scratching floors can lead to costly claims.
✅ Client Liability Claims – If a customer slips on a wet floor, your business could be held responsible.
✅ Employee Injuries – Workers’ compensation helps cover medical bills and lost wages if an employee gets hurt while working.
✅ Stolen or Damaged Equipment – Protect your valuable tools and cleaning supplies.
Insurance is not just protection—it’s also a professional advantage. Many homeowners and property managers prefer (or even require) insured cleaners.
Cost of House Cleaning Insurance
The cost depends on the size of your business, number of employees, and coverage limits.
On average, general liability for house cleaners starts around $25–$40/month. Adding workers’ comp or commercial auto will increase the premium, but ensures full protection.
We shop over 50 companies, to find you best insurance rates!
How to Get the Best Insurance for House Cleaners
Finding the right policy doesn’t need to be complicated. Here’s how to get started:
Know Your Risks – Do you clean residential homes, offices, or vacation rentals? Each comes with different liability exposures.
Compare Multiple Carriers – Don’t settle for the first quote. An independent agency like SOVA Insurance shops multiple insurers for you.
Bundle Coverage – Combine general liability, auto, and tools coverage to save money.
Work With an Agent Who Understands Your Business – Many agencies don’t focus on contractors or cleaners. At SOVA Insurance, we do.
Get Coverage with SOVA Insurance
🌴 Based in Florida, specializing in contractors and small businesses
🌐 Independent agency—we compare multiple carriers for the best rates
🗣 We speak English, Russian, and Ukrainian to make insurance easy to understand
🤝 Personalized service—you’ll work directly with a licensed agent who guides you through every step
