Insurance Product
Protect Your Fleet. Protect Your Business.
Your trucks are more than just vehicles – they are your livelihood. Whether you’re hauling freight across the country, managing local deliveries, or transporting goods for other businesses, the right trucking insurance protects you, your drivers, and your cargo every mile of the way.
At Sova Insurance, we specialize in Commercial Trucking Insurance designed to fit the needs of your trucking business, no matter how big or small. Our policies provide the comprehensive coverage that ensures you can operate with confidence, knowing that you’re protected on and off the road.
Affordable Trucking Insurance Coverage
Protect your trucking business with budget-friendly insurance that covers vehicles, cargo, and liability, keeping your operations running smoothly and securely.
Coverage Options
Trucking Insurance Designed for Your Business
Get tailored insurance coverage for your trucking company, protecting your vehicles, cargo, and drivers while ensuring compliance and peace of mind on every route.
Fleet Insurance
Covers multiple vehicles under one policy.
Cargo Insurance
Protects goods from loss, theft, or damage in transit.
Workers’ Compensation
Covers medical costs and lost wages for on-the-job injuries.
Trailer Insurance
Protects owned or rented trailers from damage or theft.
Florida trucking insurance isn’t just about compliance — it’s about protecting your vessel, your passengers, and your time.
Smart coverage. Florida-ready protection.
Smart coverage.
Florida-ready protection.
Average Monthly Premium : $50-$150
The cost of trucking insurance varies based on several key factors, including the type of truck you operate, the cargo you haul, your driving record, and how often your vehicles are on the road.
On average, trucking insurance premiums can range from $600 to $1,500+ per month per truck, depending on coverage levels and risk factors. Owner-operators may pay less, while fleets or high-risk cargo operations may see higher premiums.
Key factors that affect trucking insurance costs include:
Type of truck (semi-truck, box truck, dump truck, ect.)
Cargo type (general freight, refrigerated goods, ect.)
Driving and claims history
Operating radius (local, regional, long-haul)
Number of vehicles in your fleet
How to Get the Best Trucking Insurance
Choose the right trucking insurance by evaluating your fleet’s needs, comparing coverage options, and selecting a policy that protects your vehicles, cargo, and drivers.
01
Assess Your Operation
Truck type, cargo, and routes determine your coverage needs.
02
Meet Regulatory Requirements
Ensure compliance with FMCSA and state insurance rules.
03
Compare Carriers
Independent agencies shop multiple insurers for the best coverage and price.
04
Work With Experts
Experienced commercial insurance agents help avoid gaps and costly mistakes.
Get Coverage with SOVA Insurance
- Based in Florida, specializing in contractors and small businesses
- Independent agency—we compare multiple carriers for the best rates
- We speak English, Russian, and Ukrainian to make insurance easy to understand
- Personalized service—you’ll work directly with a licensed agent who guides you through every step