General liability, workers comp, commercial auto, tools and bonds — written by one licensed Florida agency. Free quote, no obligation.
Six coverage types, one renewal cycle, and a Florida agency that specializes in contractor and trade insurance — not a generalist shop bolting it on.
Required before most GCs let you on site.
Florida generally requires this for construction businesses with one or more employees — we’ll confirm what applies to you.
Your truck is not covered by a personal policy.
Replaces what gets stolen off the job.
Bid, performance and payment bonds.
Covers the project while it’s going up.
Need a COI for a job starting tomorrow? Send us the requirements and we’ll get it back the same business day. Additional insured endorsements included — no callback queue, no waiting on an underwriter.
Request a COI →
Plumbers carry some of the highest liability exposure of any trade — a slab leak repair gone wrong, a water heater install that floods a unit below, or a sewer line job on a commercial property can turn into a claim fast. Most GCs and property managers won’t let a plumbing sub on site without a certificate naming them as additional insured.
HVAC techs work with refrigerant, electrical connections and rooftop units — installs and service calls where a mistake can mean fire damage, electrical faults or a system failure in a Florida summer. Commercial HVAC subs almost always need to show proof of coverage before starting a job.
Electrical work carries obvious risk — panel work, rewiring, and commercial installs where a mistake isn’t just costly, it’s dangerous. Florida licensing and most commercial contracts require proof of GL and workers comp before an electrician steps on a job site.
Roofing has the highest injury risk of any trade on this page, and carriers price it accordingly — workers comp is not optional once you have a crew. Most GL policies for roofing also come with stricter safety and documentation requirements than other trades.
Landscaping crews operate heavy equipment around other people’s property every day — mowers, trimmers, irrigation work near pools, patios and driveways. Commercial property managers routinely require a certificate before a crew is allowed on a recurring contract.
As a GC, you’re carrying liability for your own crew and coordinating certificates from every sub on the job. Builder’s risk covers the project itself while it’s under construction — something a standard GL policy doesn’t touch.
If your van is registered to the business, carries tools, or has your name on the side, a personal policy likely won’t respond after a claim. We write commercial auto for single trucks and small fleets.
Get a Truck Quote →
Tell us about your business, we compare carriers, you get quotes and a certificate.
Trade, crew size, and the coverage you need — takes about a minute.
We check GL, workers comp, auto and bond markets for your trade and quote what actually fits.
Review your options, bind what works, and get your certificate of insurance.
We compare across 20+ commercial carriers rather than selling one.
…and biBerk, Hiscox, Pie and more — 20+ commercial carriers in all
Free quote, no obligation — tell us about your business and we’ll take it from there.
Some of the Insurance Companies We Represent
